Core Concept Analysis
Payment API
As a foundational payment solution, it supports multi-chain (ETH/BNB/TRON/POLYGON etc.) and multi-currency (USDT/USDC/ETH/BNB) payments. Its core advantages include:
- Integrated payment system (PC/H5 adaptive)
- Multi-chain transaction reports and balance change tracking
- Suitable for general payment scenarios

White Label
An customized upgrade on top of payment API services. Its core value lies in:
- Brand-specific payment interface (logo replaceable)
- No redirection to third-party payment terminals, completing payments entirely within merchant websites
- Suitable for brand-oriented payment scenarios

Rate Difference
Payment API
The lowest handing fee 0.8%,and no additional fees
White Label
The lowest handing fee 1%,and no additional fees
Selection Recommendations
White Label and Payment API are different concepts, although their APIs are basically related. White Label is a customized, logo-free cash register for branded merchants, which allows the merchant user to complete the entire process from product purchase to payment without a webpage jump, and also allows branded merchants to use their own merchant name and brand logo in the customized cash register.
Choose Collection API:
- Need rapid integration
- Project in early stage
- Focus on basic payment functions
Choose White Label :
- Require brand payment entrance
- Have customization needs
- Need deep integration with existing systems